JOURNAL OF FINANCIAL SERVICES RESEARCH
Scope & Guideline
Advancing knowledge in financial services research.
Introduction
Aims and Scopes
- Banking and Financial Regulation:
The journal consistently examines the evolving landscape of banking regulations, including the implications of policies on systemic risk, capital requirements, and the behavior of financial institutions. - FinTech and Innovation:
A core area of focus is the intersection of financial technology and traditional banking, exploring how innovations like neobanks and digital currencies impact financial systems and consumer behavior. - Risk Management and Performance:
Research often delves into the risk management practices of banks, the assessment of credit risk, and the performance implications of various financial strategies. - Consumer Behavior and Financial Markets:
The journal investigates how consumer behavior influences financial markets, including topics such as credit demand, loan pricing, and the adoption of new financial products. - Global Financial Stability:
A significant emphasis is placed on the analysis of global financial stability, particularly in relation to international banks, market dynamics, and economic shocks.
Trending and Emerging
- Impact of FinTech on Banking:
There is a growing interest in understanding how FinTech innovations, such as digital currencies and neobanks, are transforming traditional banking practices and systemic risk. - Central Bank Policies and Market Interventions:
Recent studies focus on the role of central banks in managing financial crises and their interventions in markets, providing insights into effective policy responses during episodes of market dysfunction. - Machine Learning and Data Analytics in Finance:
Emerging research increasingly applies machine learning techniques and advanced data analytics to assess risks, improve loan pricing, and enhance decision-making in banking. - Consumer Adoption of Financial Technologies:
The investigation of factors influencing consumer adoption of new financial technologies, including trust and usability, is gaining momentum as digital services become ubiquitous. - Sustainability and Ethical Banking Practices:
There is a rising emphasis on sustainability within banking practices and the ethical implications of financial services, reflecting broader societal concerns about environmental and social governance.
Declining or Waning
- Traditional Banking Models:
Research centered around traditional banking models and practices has seen a decline, as the rise of FinTech and alternative financial services reshapes the industry. - Static Risk Assessment Methods:
There is a noticeable waning in the use of static risk assessment methods, as dynamic and machine learning approaches gain traction in analyzing financial risks. - Regional Banking Studies:
Research focusing on regional banking issues has decreased, possibly due to a growing interest in global and cross-border banking dynamics. - Historical Analysis of Financial Crises:
While historical analysis remains important, the frequency of studies solely dedicated to past financial crises has diminished in favor of forward-looking analyses and predictive modeling. - Conventional Investment Strategies:
Research on conventional investment strategies is declining as new investment vehicles and behavioral finance approaches gain more attention.
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